Thursday, December 1, 2011

Why You Should Not Wait Til January To See A Doctor

I always like to keep my patients, friends and family up to date with the insurance world so they can SAVE MONEY.  Here is a little food for thought:

  • Most people's 2011 insurance benefits end on 12/31/2011, they DO NOT roll over to 2012.
  • New benefits that start in 2012 most likely will have higher co-pays and deductibles.
  • Most people have met their required deductibles and out-of-pocket expense limits by December and therefore have no out-of-pocket cost between now and the end of the year.
  • Many health issues do take time to get resolved.  Therefore you should be very proactive to get your health issues addressed ASAP in December.
  • Many physicians work longer hours at the beginning of December to make sure they can accommodate New Patients.  I make it a rule that if a New Patient calls today they will be seen the same day if they wish.
  • Making excuses why you have to wait til after the holidays WILL in most cases cost you a lot more money!! I see it every year and sadly there is nothing I can do to help.
It is your choice but if money is a concern for you like it is for most I hope you will use this information to your benefit.

HAVE A GREAT HOLIDAY SEASON!!